Free Checking — Now with Monthly Rewards

Tired of hidden fees and feeling like just another number? Penlanco FCU’s new Perks Checking gives you all the features of free checking, plus the ability to earn cash rewards, ATM fee refunds, loan discounts, and more — simply by using your account each month.

Start Earning with Perks Checking
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Featured Rates

New Vehicles

As low as

4.65 % APR*
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Home Equity

As low as

4.75 % APR*
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Personal

As low as

7.95 % APR*
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Certificates

As high as

3.80 % APY*
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Your Success Drives Everything We Do

Serving members and employers with solutions that build financial well‑being.

Bank with Confidence

From free rewards checking to savings and digital banking tools, Penlanco FCU offers simple solutions designed for real life. Manage your money with fewer fees, better access, and support from a team that puts members first.

See How We Can Help

Borrow with Confidence

Whether you’re buying a car, financing a home project, or consolidating debt, our loans are built around your goals. Enjoy competitive rates, flexible terms, and a team who is dedicated to your success.

Let Us Help You Reach Your Goals

Support Your Team

Through our CUBE employer partnership program, businesses and organizations can offer their teams access to better banking, lower loan rates, and financial wellness resources. Best of all, this employee benefit comes at no cost to your organization.

Learn More About CUBE

Financial Tips & Resources

Helpful articles, guides, and insights designed to support smarter financial decisions — from everyday budgeting to major life milestones.

View Insights Blog

  • Don’t Get Run Over! Car‑Shopping Basics to Keep You in the Driver’s Seat

    For many people, shopping for a car ranks right up there with going to the dentist — stressful, overwhelming, and

    Read Article

  • Budgeting Tips: The 6 to 1 Grocery Shopping Method

    At Penlanco Federal Credit Union, we believe that financial education is one of the most important tools our members can

    Read Article

  • Identity Theft – Knowledge Is Power (and Protection)

    What Is Identity Theft? Identity theft occurs when someone gets hold of your personal information and uses it to commit fraud.

    Read Article

Member Appreciation Movie Night — June 11th at 6pm

We’re excited to treat our Primary Members and Joint Owners to a FREE, private movie-night experience at Penn Cinema featuring a currently showing film, with The Sheep Detective starring Hugh Jackman as our featured selection (subject to change). Guests who are not Primary or Joint Owners on a Penlanco FCU account are welcome to attend for a $10 fee.

Register Now
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