All Penlanco FCU Education Loans qualify for Penlanco Perks — earn up to 0.30% off your already low rate. Click here for details.
| TERM | 730 + FICO | 690-729 FICO | 650-689 FICO | 610-649 FICO | <610 FICO |
|---|---|---|---|---|---|
| 5 years | 5.25% | 5.75% | 7.25% | 9.25% | 11.25% |
| 10 years | 5.50% | 6.00% | 7.50% | 9.50% | 11.50% |
Rates shown are Annual Percentage Rate (APR). APR is based on borrower(s) TransUnion credit score(s).
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The Penlanco FCU Advantage
Member-Centric Service
As a member-owned credit union, we put you first. Our friendly and knowledgeable staff are dedicated to providing personalized service, helping you navigate the loan process with ease and ensuring you find the best loan solution for your needs.
Quick and Easy Application Process
Applying for an Education Loan at Penlanco FCU is simple and hassle-free. Our streamlined application process ensures you get the funds you need quickly, with minimal paperwork and fast approval times. Whether you apply in person or online, we make it easy for you to get started.
Trusted Community Partner
As a member-owned credit union, Penlanco FCU is deeply rooted in the community. When you borrow from us, you’re supporting an institution that reinvests in the local area and its residents. We’re committed to your financial well-being and the prosperity of our community.
How to Get Started
If you’re ready to take the next step in your education, we’re ready to help. Applying for an education loan with Penlanco FCU is simple. Visit our branch, or apply online. Our team is here to guide you through the process and help you every step of the way.
If you need a loan over $30,000 — or prefer a more traditional student loan that lets you defer payments until after graduation—we’ve partnered with Sallie Mae® to offer additional financing options designed to fit your education journey.