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Now Serving Those Who Served

Veterans and military families are now eligible for membership.

Since 1938, Penlanco Federal Credit Union has been dedicated to empowering individuals and families through trusted financial guidance and services. We are honored to continue that legacy by partnering with the National Credit Union Coalition for America’s Heroes, helping ensure that qualifying veterans and military families have access to the financial tools, resources, and support they deserve.

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Veteran Resources

Featured Rates

New Vehicles

As low as

4.65 % APR*
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Home Equity

As low as

4.75 % APR*
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Personal

As low as

7.95 % APR*
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Certificates

As high as

3.80 % APY*
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Your Success Drives Everything We Do

Serving members and employers with solutions that build financial well‑being.

Bank with Confidence

From free rewards checking to savings and digital banking tools, Penlanco FCU offers simple solutions designed for real life. Manage your money with fewer fees, better access, and support from a team that puts members first.

See How We Can Help

Borrow with Confidence

Whether you’re buying a car, financing a home project, or consolidating debt, our loans are built around your goals. Enjoy competitive rates, flexible terms, and a team who is dedicated to your success.

Let Us Help You Reach Your Goals

Support Your Team

Through our CUBE employer partnership program, businesses and organizations can offer their teams access to better banking, lower loan rates, and financial wellness resources. Best of all, this employee benefit comes at no cost to your organization.

Learn More About CUBE

Financial Tips & Resources

Helpful articles, guides, and insights designed to support smarter financial decisions — from everyday budgeting to major life milestones.

View Insights Blog

  • Protect the People You Love: Why Every Adult Needs a Will

    Estate planning is one of the most meaningful gifts you can leave your family. In this guide, we'll explain the

    Read Article

  • How to Talk to Your Kids About Money

    When should you start teaching your kids about money? Earlier than you might think. Whether your child is saving coins

    Read Article

  • Protecting Older Adults from Financial Exploitation: What Families Need to Know

    Financial exploitation of older adults is one of the fastest-growing forms of elder abuse, often committed by scammers, caregivers, or

    Read Article

Join us at our 7th Annual Designer Purse Bingo — September 26, 2026

Get ready for an afternoon of fun and community impact at Penlanco FCU’s 7th Annual Designer Purse Bingo! This popular event brings together bingo lovers and handbag enthusiasts alike for a great cause. This year’s event benefits Columbia Borough Fire Department and East Petersburg Fire Company, helping support the vital services they provide to our local community.

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