Why Choose Penlanco FCU for Your RV Loan?
Competitive Rates
Your RV should take you places — but your loan payment shouldn’t. Penlanco FCU offers competitive rates that help keep your monthly costs manageable, so you can spend more time exploring and less time worrying about your budget.
No RV Age Maximum
Have your eye on a brand-new model? Prefer the charm (and price tag) of an older RV? We don’t impose a maximum age limit — giving you the flexibility to buy the RV that truly fits your lifestyle.
Flexible Terms
Life happens in seasons, and your financing should match. Choose from a range of loan terms that fit your needs and goals, whether you’re looking for a shorter payoff or the lowest possible monthly payment.
Finance Up to 80% LTV
With Penlanco FCU, qualified borrowers can finance up to 80% of the value of the RV. It’s a straightforward, fair approach that keeps your loan affordable and aligned with your long-term plans.
How to Get Started
Ready to hit the open road? Applying for an RV loan with Penlanco FCU is easy. Stop by our branch, or apply online anytime. Our team is here to guide you through the process and help you every step of the way.
All Penlanco FCU RV Loans qualify for Penlanco Perks — earn up to 0.30% off your already low rate. Click here for details.
New RV/Boat is defined as previously untitled or the original owner within 6 months of purchase.
| TERM | 730 + FICO | 690-729 FICO | 650-689 FICO | 610-649 FICO | <610 FICO |
|---|---|---|---|---|---|
| 3 years | 5.65% | 6.15% | 7.65% | 9.65% | 11.65% |
| 5 years | 5.95% | 6.45% | 7.95% | 9.95% | 11.95% |
| 6 years | 6.15% | 6.65% | 8.15% | 10.15% | 12.15% |
| 7 years | 6.55% | 7.05% | 8.55% | 10.55% | 12.55% |
Rates shown are Annual Percentage Rate (APR). APR is based on borrower(s) TransUnion credit score(s).
All Penlanco FCU RV Loans qualify for Penlanco Perks — earn up to 0.30% off your already low rate. Click here for details.
| TERM | 730 + FICO | 690-729 FICO | 650-689 FICO | 610-649 FICO | <610 FICO |
|---|---|---|---|---|---|
| 3 years | 5.65% | 6.15% | 7.65% | 9.65% | 11.65% |
| 4 years | 5.95% | 6.45% | 7.95% | 9.95% | 11.95% |
| 5 years | 5.95% | 6.45% | 7.95% | 9.95% | 11.95% |
| 6 years | 6.15% | 6.65% | 8.15% | 10.15% | 12.15% |
| 7 years | 6.55% | 7.05% | 8.55% | 10.55% | 12.55% |
Rates shown are Annual Percentage Rate (APR). APR is based on borrower(s) TransUnion credit score(s).
All Penlanco FCU Auto Loans qualify for Penlanco Perks — earn up to 0.30% off your already low rate. Click here for details.
| TERM | 730 + FICO | 690-729 FICO | 650-689 FICO | 610-649 FICO | <610 FICO |
|---|---|---|---|---|---|
| 3 years | 5.25% | 5.75% | 7.25% | 9.25% | 11.25% |
| 4 years | 5.45% | 5.95% | 7.45% | 9.45% | 11.45% |
| 5 years | 5.65% | 6.15% | 7.65% | 9.65% | 11.65% |
Rates shown are Annual Percentage Rate (APR). APR is based on borrower(s) TransUnion credit score(s).