
Online and Mobile Banking puts everything you need at your fingertips. View up‑to‑date balances, track spending, transfer funds, deposit checks, and message us securely right from your account — making it easier than ever to manage your finances.
FOR YOUR PROTECTION
Stronger Security, Built In
For your protection, Penlanco FCU requires the use of an authenticator app when accessing your digital banking. This added layer of security generates unique, time‑sensitive codes that help ensure only you can sign in — even if someone else has your password.
By requiring an authenticator, we’re helping safeguard your personal and financial information from unauthorized access, giving you greater peace of mind whether you’re banking at home or on the go.
Experience the confidence of enhanced security — every time you log in.
How to Get Started
- Open a Penlanco FCU Checking Account: If you don’t already have one, opening an account is quick and straightforward.
- Access Online or Mobile Banking: Log in to your Penlanco FCU Online Banking or Mobile Banking account.
- Set Up Your Payees: Enter the details of the companies or individuals you need to pay regularly.
- Schedule Payments: Decide when payments should be made — whether it’s a one-time payment or a recurring schedule.
Simplify your financial life with Penlanco FCU’s Free Bill Payer. Enjoy the convenience, savings, and peace of mind that come with managing your bills efficiently and securely. Get started today and discover a better way to pay your bills.

